/* handyversicherungvergleich.com – fvs-core v0.1 */
:root{--ink:#0B2B4A;--ink2:#1A3A5E;--paper:#F5F7FA;--card:#FFFFFF;--line:#D9E1EA;--text:#18222E;--muted:#566476;--acc:#0971BF;--acc-d:#075C9C;--acc-l:#E6F1FA;--hi:#FF7304;--warn:#C2410C;--max:1120px;--r:12px;--sh:0 1px 2px rgba(11,43,74,.06),0 4px 14px rgba(11,43,74,.06)}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body.fvs{margin:0;background:var(--paper);color:var(--text);font:16px/1.6 -apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif}
a{color:var(--acc-d);text-underline-offset:2px}
a:hover{color:var(--ink)}
img{max-width:100%;height:auto}
.fvs-skip{position:absolute;left:-999px;top:0;background:#fff;padding:8px 12px;z-index:99}
.fvs-skip:focus{left:8px}
.screen-reader-text{position:absolute!important;clip:rect(1px,1px,1px,1px);width:1px;height:1px;overflow:hidden}
/* Header */
/* Layout */
.fvs-main{min-height:60vh}
.fvs-wrap{max-width:var(--max);margin:0 auto;padding:18px 16px 48px}
.fvs-bc{font-size:14px;color:var(--muted);margin:4px 0 14px;display:flex;flex-wrap:wrap;gap:6px;align-items:center}
.fvs-bc a{color:var(--muted)}
.fvs-h1{font-size:clamp(26px,4vw,38px);line-height:1.18;letter-spacing:-.015em;color:var(--ink);margin:6px 0 14px}
h2{font-size:clamp(20px,2.6vw,25px);line-height:1.25;color:var(--ink);margin:0 0 12px;letter-spacing:-.01em}
h3{font-size:18px;color:var(--ink);margin:0 0 6px}
.fvs-sec{margin:34px 0}
.fvs-answer{background:var(--card);border-left:5px solid var(--acc);border-radius:var(--r);padding:16px 18px;box-shadow:var(--sh);margin:0 0 18px;font-size:17px}
.fvs-answer p{margin:0}
.fvs-kicker{display:inline-block;font-size:13px;font-weight:700;text-transform:uppercase;letter-spacing:.06em;color:var(--acc-d);text-decoration:none;margin-bottom:4px}
.fvs-lead{font-size:18px;color:#33404F;max-width:720px}
.fvs-muted{color:var(--muted)}
.fvs-note{font-size:14px;color:var(--muted);margin:12px 0}
.fvs-disc{border-top:1px solid var(--line);padding-top:14px;margin-top:36px}
.fvs-more{margin:12px 0 0;font-weight:600}
/* KPIs */
.fvs-kpis{display:grid;grid-template-columns:repeat(auto-fit,minmax(130px,1fr));gap:10px;margin:0 0 20px;padding:0}
.fvs-kpis div{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:12px 14px}
.fvs-kpis dt{font-size:13px;color:var(--muted);order:2}
.fvs-kpis dd{margin:0;font-size:26px;font-weight:800;color:var(--ink);line-height:1.1}
.fvs-kpis div{display:flex;flex-direction:column-reverse}
/* Chips */
.fvs-chips{display:flex;flex-wrap:wrap;gap:8px;margin:10px 0}
.fvs-chip{display:inline-block;background:var(--acc-l);color:var(--acc-d);border:1px solid #BFE3DE;border-radius:999px;padding:5px 12px;font-size:14px;font-weight:600;text-decoration:none}
a.fvs-chip:hover{background:var(--acc);color:#fff;border-color:var(--acc)}
span.fvs-chip.fvs-soon,.fvs-soon.fvs-chip{background:#EEF1F5;color:var(--muted);border-color:var(--line)}
.fvs-soon{color:var(--text)}
/* Tabellen */
.fvs-table{width:100%;border-collapse:collapse;background:var(--card);border:1px solid var(--line);font-size:15px;display:table}
.fvs-table th,.fvs-table td{padding:10px 12px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}
.fvs-table thead th{background:#EEF2F7;color:var(--ink);font-size:14px}
.fvs-table tbody th{width:32%;color:var(--ink)}
.fvs-table-cities td:nth-child(n+2),.fvs-table-cities th:nth-child(n+2){text-align:center;width:11%}
/* Listen */
.fvs-list{padding-left:20px}.fvs-list li{margin:6px 0}
.fvs-near{list-style:none;padding:0;display:grid;grid-template-columns:repeat(auto-fill,minmax(240px,1fr));gap:6px 18px}
.fvs-near li{padding:6px 0;border-bottom:1px dashed var(--line)}
.fvs-near span,.fvs-cols span{color:var(--muted);font-size:14px}
.fvs-cols{list-style:none;padding:0;columns:4 180px;column-gap:24px}
.fvs-cols li{break-inside:avoid;padding:3px 0}
.fvs-az{display:flex;flex-wrap:wrap;gap:6px}.fvs-az a{display:inline-block;min-width:32px;text-align:center;padding:4px 6px;background:var(--card);border:1px solid var(--line);border-radius:6px;text-decoration:none;font-weight:700}
/* Karten */
.fvs-cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(250px,1fr));gap:12px}
.fvs-card{display:block;background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:14px 16px;text-decoration:none;color:var(--text);box-shadow:var(--sh);transition:transform .12s,border-color .12s}
.fvs-card:hover{transform:translateY(-2px);border-color:var(--acc);color:var(--text)}
.fvs-card strong{display:block;color:var(--ink);font-size:16px;margin-bottom:4px}
.fvs-card span{display:block;font-size:14px;color:var(--muted)}
/* FAQ */
.fvs-faq details{background:var(--card);border:1px solid var(--line);border-radius:var(--r);margin:8px 0;padding:0 16px}
.fvs-faq summary{cursor:pointer;font-weight:700;color:var(--ink);padding:13px 0;list-style:none}
.fvs-faq summary::-webkit-details-marker{display:none}
.fvs-faq summary:after{content:"+";float:right;color:var(--acc);font-weight:800}
.fvs-faq details[open] summary:after{content:"–"}
.fvs-faq details div{padding:0 0 12px}.fvs-faq p{margin:0}
/* Buttons & Tools */
.fvs-btn{display:inline-block;background:var(--acc);color:#fff;border:0;border-radius:10px;padding:11px 18px;font:inherit;font-weight:700;text-decoration:none;cursor:pointer;margin:4px 6px 4px 0}
.fvs-btn:hover{background:var(--acc-d);color:#fff}
.fvs-btn-2{background:transparent;color:var(--acc-d);border:2px solid var(--acc)}
.fvs-btn-2:hover{background:var(--acc-l);color:var(--acc-d)}
.fvs-tool{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:18px;box-shadow:var(--sh)}
.fvs-row{display:flex;gap:8px;flex-wrap:wrap;align-items:center}
.fvs-row input,.fvs-row select{flex:1 1 220px;font:inherit;padding:11px 12px;border:1px solid #B9C4D2;border-radius:10px;background:#fff;min-width:0}
.fvs-check label{display:block;font-weight:700;margin-bottom:6px;color:var(--ink)}
#fvs-out{display:block;margin-top:12px}
.fvs-res{background:var(--acc-l);border:1px solid #BFE3DE;border-radius:10px;padding:12px 14px}
.fvs-res strong{color:var(--ink)}
.fvs-flist{list-style:none;padding:0;margin:12px 0 0}
.fvs-flist li{display:flex;justify-content:space-between;gap:10px;flex-wrap:wrap;padding:10px 0;border-bottom:1px solid var(--line)}
.fvs-flist small{color:var(--muted)}
/* Hero */
.fvs-hero{background:linear-gradient(135deg,var(--ink) 0%,#0E4675 62%,#0971BF 100%);color:#fff;border-radius:16px;padding:34px 28px;margin:8px 0 18px;position:relative;overflow:hidden}
.fvs-hero:after{content:"";position:absolute;right:-60px;bottom:-60px;width:260px;height:260px;border-radius:50%;border:28px solid rgba(255,115,4,.16)}
.fvs-hero .fvs-h1{color:#fff;margin-top:4px}
.fvs-hero .fvs-lead{color:#DCE6F2}
.fvs-hero .fvs-kicker{color:var(--hi)}
.fvs-hero .fvs-btn-2{color:#fff;border-color:rgba(255,255,255,.7)}
.fvs-hero .fvs-btn-2:hover{background:rgba(255,255,255,.12);color:#fff}
.fvs-hero .fvs-btn{background:var(--hi);color:var(--ink)}
.fvs-hero .fvs-btn.fvs-btn-2{background:transparent;color:#fff}
/* Artikel */
.fvs-article{max-width:780px}
.fvs-meta{color:var(--muted);font-size:14px}
.fvs-content{font-size:17px}
.fvs-content h2{margin-top:30px}
.fvs-content table{width:100%;border-collapse:collapse;background:var(--card);font-size:15px;margin:14px 0}
.fvs-content th,.fvs-content td{border:1px solid var(--line);padding:8px 10px;text-align:left;vertical-align:top}
.fvs-content th{background:#EEF2F7}
.fvs-hero-img{margin:0 0 18px}.fvs-hero-img img{border-radius:var(--r);display:block}
.fvs-hero-img figcaption{font-size:13px;color:var(--muted);margin-top:4px}
.fvs-redbox{background:#FFF8E8;border:1px solid #F0D9A0;border-radius:var(--r);padding:14px 16px;margin:28px 0;font-size:15px}
.fvs-redbox p{margin:6px 0 0}
.fvs-cta{background:var(--ink);color:#fff;border-radius:var(--r);padding:18px;margin:24px 0}
.fvs-cta p{margin:0 0 8px;font-weight:700}
.fvs-cta .fvs-btn-2{color:#fff;border-color:#fff}
.fvs-about{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:18px}
/* Footer */
.fvs-footer{background:var(--ink);color:#C9D3E0;margin-top:40px}
.fvs-fwrap{max-width:var(--max);margin:0 auto;padding:34px 16px 10px;display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:24px}
.fvs-fwrap p{font-size:14px;line-height:1.55}
.fvs-fwrap strong{display:block;color:#fff;margin-bottom:8px}
.fvs-fwrap a{display:block;color:#C9D3E0;text-decoration:none;padding:3px 0;font-size:15px}
.fvs-fwrap a:hover{color:#fff}
.fvs-fwrap .fvs-logo{display:flex;color:#fff}
.fvs-copy{max-width:var(--max);margin:0 auto;padding:12px 16px 26px;font-size:13px;color:#93A3B8;border-top:1px solid var(--ink2)}
@media(max-width:820px){.fvs-fwrap{grid-template-columns:1fr 1fr}.fvs-fwrap>div:first-child{grid-column:1/-1}}
@media(max-width:520px){.fvs-hero{padding:24px 18px}.fvs-shops{grid-template-columns:1fr}.fvs-table{font-size:14px}.fvs-table th,.fvs-table td{padding:8px}}
/* fvs-Erweiterungen */
.fvs-logo-mark{color:var(--hi);display:block;height:28px;width:24px}
.fvs-logo span{white-space:nowrap}
.fvs-logo-f .fvs-logo-mark{color:var(--hi)}
.fvs-tablewrap{width:100%;overflow-x:auto;-webkit-overflow-scrolling:touch;margin:8px 0}
.fvs-tablewrap .fvs-table{min-width:520px}
.fvs-table-num td{white-space:nowrap}
.fvs-table tbody th small{display:block;font-weight:400;color:var(--muted);font-size:13px}
.fvs-table tr.fvs-hl th,.fvs-table tr.fvs-hl td{background:var(--acc-l)}
.fvs-table-matrix td{font-size:14px}
.fvs-table-matrix td.yes{color:var(--acc-d);font-weight:600}
.fvs-table-matrix td.no{color:var(--muted)}
.fvs-hsearch{display:flex;gap:8px;flex-wrap:wrap;margin:18px 0 8px;max-width:640px}
.fvs-hsearch select{flex:1 1 260px;font:inherit;padding:12px;border-radius:10px;border:0;min-width:0}
.fvs-hero-links{margin:6px 0 0;font-size:15px}.fvs-hero-links a{color:#fff}
.fvs-steps{counter-reset:s;list-style:none;padding:0;display:grid;gap:12px;grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}
.fvs-steps li{counter-increment:s;background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:16px 16px 16px 58px;position:relative;box-shadow:var(--sh)}
.fvs-steps li:before{content:counter(s);position:absolute;left:16px;top:14px;width:30px;height:30px;border-radius:50%;background:var(--acc);color:#fff;font-weight:800;display:flex;align-items:center;justify-content:center}
.fvs-steps strong{display:block;color:var(--ink)}
.fvs-trust{background:var(--ink);color:#DCE6F2;border-radius:16px;padding:24px}
.fvs-trust h2{color:#fff}.fvs-trust a{color:var(--hi)}
.fvs-trustlist{list-style:none;padding:0;display:grid;gap:14px;grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}
.fvs-trustlist b{display:block;color:#fff;font-size:17px;margin-bottom:2px}
.fvs-grid2{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:12px 16px;margin:0 0 12px}
.fvs-grid2 label{display:flex;flex-direction:column;gap:6px;font-weight:700;color:var(--ink);font-size:15px}
.fvs-grid2 input,.fvs-grid2 select{font:inherit;font-weight:400;padding:10px 12px;border:1px solid #B5C2D0;border-radius:10px;background:#fff;min-width:0;width:100%}
.fvs-grid2 fieldset{border:1px solid var(--line);border-radius:10px;padding:8px 12px;margin:0}
.fvs-grid2 legend{font-weight:700;color:var(--ink);font-size:15px;padding:0 4px}
.fvs-grid2 .fvs-cb{flex-direction:row;align-items:center;font-weight:500;gap:8px;margin:4px 0}
.fvs-grid2 .fvs-cb input{width:auto}
.fvs-tool h2{margin-top:0}
.fvs-res{display:block}.fvs-res p{margin:4px 0}.fvs-res .fvs-table{margin-top:10px}
.fvs-res ul{margin:6px 0;padding-left:20px}
.fvs-example{background:var(--acc-l);border-left:4px solid var(--acc);border-radius:10px;padding:12px 16px;margin:18px 0}
.fvs-example p{margin:4px 0 0}
.fvs-gl dt{font-weight:700;margin-top:12px}.fvs-gl dd{margin:2px 0 0;color:var(--muted)}
.fvs-content{max-width:780px}
.fvs-btn:focus-visible,.fvs-card:focus-visible,a:focus-visible,select:focus-visible,input:focus-visible{outline:3px solid var(--hi);outline-offset:2px}
.fvs-hero .fvs-btn{background:var(--hi);color:var(--ink)}
@media(max-width:520px){.fvs-hero{padding:24px 16px}.fvs-trust{padding:18px}.fvs-logo{font-size:17px}}
@media(prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}
::selection{background:var(--hi);color:var(--ink)}
/* Vergleich */
.fvs-hero-s{padding:26px 24px}
.fvs-vgl-form small{font-weight:400;color:var(--muted);font-size:13px}
.fvs-vgl-sum{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:10px 14px}
.fvs-erstinfo{background:#FFF8E8;border:1px solid #F0D9A0;border-radius:var(--r);padding:16px 18px;margin:12px 0}
.fvs-erstinfo h2{margin-top:0}
.fvs-need{outline:2px solid var(--warn);border-radius:6px}
.fvs-blur{filter:blur(4px);pointer-events:none;user-select:none}
.fvs-vgl-filter{display:flex;flex-wrap:wrap;gap:10px;background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:12px;margin:12px 0}
.fvs-vgl-filter label{display:flex;flex-direction:column;font-size:13px;font-weight:700;color:var(--ink);gap:4px;flex:1 1 150px}
.fvs-vgl-filter select{font:inherit;font-weight:400;padding:8px;border:1px solid #B5C2D0;border-radius:8px}
.fvs-vgl-list{list-style:none;padding:0;margin:0;display:grid;gap:12px}
.fvs-vgl-item{display:grid;grid-template-columns:36px 1fr 220px;gap:14px;background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:16px;box-shadow:var(--sh)}
.fvs-vgl-rank{font-weight:800;font-size:20px;color:var(--muted)}
.fvs-vgl-anb{margin:0;font-size:13px;color:var(--muted);font-weight:600;text-transform:uppercase;letter-spacing:.04em}
.fvs-vgl-item h3{margin:2px 0 8px;font-size:18px}
.fvs-vgl-m{list-style:none;padding:0;margin:0;columns:2 200px;font-size:14px}
.fvs-vgl-m li{padding:2px 0 2px 22px;position:relative;break-inside:avoid}
.fvs-vgl-m li:before{position:absolute;left:0;font-weight:800}
.fvs-vgl-m li.ok:before{content:"✓";color:#1B8A4E}.fvs-vgl-m li.no:before{content:"–";color:var(--muted)}
.fvs-vgl-price{text-align:right}.fvs-vgl-price strong{display:block;font-size:26px;color:var(--ink)}.fvs-vgl-price span{color:var(--muted);font-size:14px}.fvs-vgl-price small{display:block;color:var(--warn);font-size:12px}
.fvs-vgl-cta{margin-top:8px}.fvs-vgl-cta-top{margin:0 0 16px}
.fvs-btn-s{padding:8px 12px;font-size:14px}
.fvs-ad{display:block;font-size:11px;color:var(--muted);margin-top:2px}
.fvs-vgl-raus{margin:14px 0;font-size:14px}.fvs-vgl-raus summary{cursor:pointer;color:var(--acc-d);font-weight:600}
.fvs-vgl-count{margin:8px 0}
.fvs-antrag fieldset{border:1px solid var(--line);border-radius:10px;padding:10px 14px;margin:0 0 14px}
.fvs-antrag legend{font-weight:800;color:var(--ink);padding:0 4px}
.fvs-antrag .fvs-cb{display:flex;gap:8px;align-items:flex-start;margin:8px 0;font-weight:400}
.fvs-antrag .fvs-cb input{margin-top:4px;width:auto;flex:0 0 auto}
.fvs-antrag textarea{font:inherit;padding:10px;border:1px solid #B5C2D0;border-radius:10px;width:100%}
.fvs-span2{grid-column:1/-1}
.fvs-hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.fvs-err{background:#FDECEC;border:1px solid #F3B4B4;border-radius:10px;padding:10px 14px;margin:10px 0}
.fvs-erstinfo .fvs-cb{display:flex;gap:8px;align-items:flex-start;margin:8px 0}
@media(max-width:700px){.fvs-vgl-item{grid-template-columns:1fr}.fvs-vgl-rank{display:none}.fvs-vgl-price{text-align:left}}
.fvs-tablewrap .fvs-table-kv{min-width:0}.fvs-table-kv td{overflow-wrap:anywhere}
/* ---- Vergleich v2 ---- */
.fvs-btn-l{padding:14px 26px;font-size:17px}
.fvs-btn:disabled{opacity:.5;cursor:not-allowed}
.fvs-vgl-form h2{margin-top:0}
.fvs-step{border-top:1px solid var(--line);padding:14px 0 6px}
.fvs-step:first-of-type{border-top:0;padding-top:4px}
.fvs-step-h{display:flex;align-items:center;gap:10px;margin:0 0 10px;font-weight:800;color:var(--ink);font-size:17px}
.fvs-step-n{display:inline-flex;align-items:center;justify-content:center;width:26px;height:26px;border-radius:50%;background:var(--ink);color:#fff;font-size:14px;font-weight:800;flex:0 0 26px}
.fvs-vgl-form select:disabled{background:#F1F4F8;color:var(--muted)}
.fvs-span2{grid-column:1/-1}
.fvs-eur-in{position:relative;display:block}.fvs-eur-in input{width:100%;padding-right:36px}.fvs-eur-in b{position:absolute;right:12px;top:50%;transform:translateY(-50%);color:var(--muted);font-weight:700}
.fvs-fld{display:flex;flex-direction:column;gap:6px;min-width:0}
.fvs-fld-l{font-weight:700;color:var(--ink);font-size:15px}
.fvs-seg{display:flex;flex-wrap:wrap;gap:6px}
.fvs-seg-o{position:relative;margin:0;cursor:pointer;font-weight:500!important;display:block!important}
.fvs-seg-o input{position:absolute;opacity:0;width:1px;height:1px}
.fvs-seg-o span{display:inline-block;border:1px solid #B5C2D0;background:#fff;border-radius:999px;padding:7px 13px;font-size:14px;line-height:1.2;color:var(--text);transition:background .15s,border-color .15s}
.fvs-seg-o:hover span{border-color:var(--acc)}
.fvs-seg-o input:checked+span{background:var(--ink);border-color:var(--ink);color:#fff;font-weight:700}
.fvs-seg-o input:focus-visible+span{outline:3px solid var(--hi);outline-offset:2px}
.fvs-vgl-go{margin-top:14px;display:flex;flex-wrap:wrap;align-items:center;gap:6px 12px}
.fvs-vgl-compact .fvs-step{padding-bottom:0}
.fvs-logos{display:flex;flex-wrap:wrap;gap:10px;justify-content:center;margin:18px 0 4px}
.fvs-logo-box{display:inline-flex;align-items:center;justify-content:center;width:120px;height:52px;background:#fff;border:1px solid var(--line);border-radius:10px;padding:6px 10px;flex:0 0 auto}
.fvs-logo-box img{max-width:100%;max-height:36px;width:auto;height:auto;object-fit:contain}
.fvs-logo-txt{font-weight:800;color:var(--ink);font-size:14px;text-align:center;line-height:1.15}
/* Kopfzeile Ergebnis */
.fvs-vgl-sum{padding:0;margin:0 0 14px}
.fvs-vgl-sum>summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;gap:10px;align-items:center;padding:12px 14px;flex-wrap:wrap}
.fvs-vgl-sum>summary::-webkit-details-marker{display:none}
.fvs-vgl-edit{color:var(--acc-d);font-weight:700;white-space:nowrap}.fvs-vgl-edit:before{content:"✎ "}
.fvs-vgl-sum[open]>summary{border-bottom:1px solid var(--line)}
.fvs-vgl-sum .fvs-vgl-form{margin:0;border:0;box-shadow:none}
.fvs-vgl-grid{display:grid;grid-template-columns:250px minmax(0,1fr);gap:18px;align-items:start}
.fvs-vgl-filter{display:block;padding:0;position:sticky;top:12px;margin:0}
.fvs-flt>summary{font-weight:800;color:var(--ink);cursor:pointer;padding:12px 14px;list-style:none}
.fvs-flt>summary::-webkit-details-marker{display:none}
.fvs-flt>summary:after{content:"▾";float:right;color:var(--muted)}
.fvs-flt[open]>summary:after{content:"▴"}
.fvs-flt .fvs-fld{padding:0 14px 14px}
.fvs-flt .fvs-fld-l{font-size:14px}
.fvs-flt .fvs-seg-o span{padding:6px 10px;font-size:13px}
.fvs-vgl-bar{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:8px;margin:0 0 10px}
.fvs-vgl-count{margin:0}
.fvs-sort{display:flex;gap:4px;align-items:center;font-size:14px;color:var(--muted)}
.fvs-sort a{padding:5px 12px;border-radius:999px;border:1px solid var(--line);background:#fff;text-decoration:none;color:var(--text);font-weight:600}
.fvs-sort a[aria-current]{background:var(--ink);color:#fff;border-color:var(--ink)}
/* Tarifkarte */
.fvs-vc{background:var(--card);border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--sh);overflow:hidden;transition:border-color .15s}
.fvs-vc.is-cmp{border-color:var(--acc);box-shadow:0 0 0 2px var(--acc-l),var(--sh)}
.fvs-vc-head{display:flex;align-items:center;gap:14px;padding:14px 16px 4px;flex-wrap:wrap}
.fvs-vc-t{flex:1 1 180px;min-width:0}
.fvs-vc-t h3{margin:0;font-size:19px;line-height:1.25}
.fvs-vgl-anb{margin:0;font-size:12px;color:var(--muted);font-weight:700;text-transform:uppercase;letter-spacing:.05em}
.fvs-vc-b{display:flex;gap:6px;flex-wrap:wrap}
.fvs-badge{display:inline-block;background:var(--acc-l);color:var(--acc-d);border:1px solid #BFE3DE;border-radius:6px;padding:3px 8px;font-size:12px;font-weight:800}
.fvs-badge-2{background:#EEF2FF;color:#3730A3;border-color:#C7D2FE}
.fvs-vc-body{display:grid;grid-template-columns:minmax(0,1fr) 190px;gap:12px;padding:8px 16px 12px;align-items:center}
.fvs-vgl-price{text-align:right}
.fvs-vgl-price strong{display:block;font-size:28px;line-height:1.1;color:var(--ink)}
.fvs-vgl-price span{color:var(--muted);font-size:14px}
.fvs-vgl-price small{display:block;color:var(--muted);font-size:12px;line-height:1.35;margin-top:2px}
.fvs-vc-act{display:flex;align-items:center;justify-content:flex-end;gap:6px 8px;flex-wrap:wrap;padding:10px 16px;background:#F7F9FC;border-top:1px solid var(--line)}
.fvs-vc-act .fvs-btn{margin:0}
.fvs-vc-act .fvs-ad{width:100%;text-align:right;margin:0}
.fvs-cmp{display:inline-flex;align-items:center;gap:6px;margin-right:auto;font-size:14px;font-weight:600;cursor:pointer;color:var(--ink)}
.fvs-cmp input{width:18px;height:18px;accent-color:var(--acc)}
.fvs-det-btn:after{content:" ▾"}.fvs-det-btn.is-open:after{content:" ▴"}
.fvs-vc-det{border-top:1px solid var(--line);padding:14px 16px;background:#FCFDFE}
.fvs-vc-det-g{display:grid;grid-template-columns:minmax(0,1.3fr) minmax(0,1fr);gap:18px}
.fvs-vc-det h4{margin:0 0 8px;font-size:15px;color:var(--ink)}
.fvs-table-s{font-size:13px}.fvs-table-s th,.fvs-table-s td{padding:6px 8px}
.fvs-tablewrap .fvs-table-s{min-width:0}
.fvs-docs{margin:0 0 8px;padding-left:18px;font-size:14px}
/* Vergleichsleiste und Modal */
.fvs-cmp-bar{position:fixed;left:50%;transform:translateX(-50%);bottom:12px;z-index:60;background:var(--ink);color:#fff;border-radius:14px;padding:10px 12px 10px 16px;display:flex;align-items:center;gap:10px;flex-wrap:wrap;box-shadow:0 10px 30px rgba(0,0,0,.25);max-width:calc(100% - 24px)}
.fvs-cmp-bar[hidden]{display:none}
.fvs-cmp-bar .fvs-btn{margin:0;background:var(--hi);color:var(--ink)}
.fvs-cmp-x{background:none;border:0;color:#C9D6E3;text-decoration:underline;cursor:pointer;font:inherit;font-size:14px}
.fvs-cmp-modal{position:fixed;inset:0;z-index:80;background:rgba(14,42,71,.55);display:flex;align-items:flex-start;justify-content:center;padding:24px 12px;overflow:auto}
.fvs-cmp-modal[hidden]{display:none}
.fvs-cmp-in{background:#fff;border-radius:14px;max-width:1100px;width:100%;padding:16px;box-shadow:0 20px 50px rgba(0,0,0,.3)}
.fvs-cmp-top{display:flex;align-items:center;gap:14px;flex-wrap:wrap;margin-bottom:10px}
.fvs-cmp-top h2{margin:0;flex:1 1 auto;font-size:22px}
.fvs-cmp-top .fvs-cb{display:flex;gap:6px;align-items:center;margin:0;font-size:14px}
.fvs-cmp-close{background:#EEF2F7;border:0;width:38px;height:38px;border-radius:50%;font-size:24px;line-height:1;cursor:pointer;color:var(--ink)}
.fvs-cmp-tw{overflow-x:auto;-webkit-overflow-scrolling:touch;border:1px solid var(--line);border-radius:10px}
.fvs-cmp-t{border-collapse:collapse;width:100%;min-width:560px;font-size:14px}
.fvs-cmp-t th,.fvs-cmp-t td{padding:9px 10px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top;min-width:170px}
.fvs-cmp-t tbody th{position:sticky;left:0;background:#F7F9FC;min-width:130px;max-width:150px;color:var(--ink);font-size:13px;z-index:1}
.fvs-cmp-t thead th{background:#fff;vertical-align:bottom}
.fvs-cmp-t thead th:first-child{position:sticky;left:0;z-index:2}
.fvs-cmp-t thead .fvs-logo-box{width:110px;height:44px;margin-bottom:6px}
.fvs-cmp-a{display:block;font-size:11px;font-weight:700;text-transform:uppercase;color:var(--muted)}
.fvs-cmp-nm{display:block;font-weight:800;color:var(--ink);font-size:15px}
.fvs-cmp-rm{background:none;border:0;padding:0;margin-top:4px;color:var(--muted);font-size:12px;text-decoration:underline;cursor:pointer}
.fvs-cmp-p td strong{font-size:20px;color:var(--ink)}
.fvs-cmp-p td small{display:block;color:var(--muted);font-size:12px}
.fvs-cmp-t td.y{color:var(--acc-d);font-weight:700}.fvs-cmp-t td.y:before{content:"✓ "}
.fvs-cmp-t td.n{color:var(--muted)}.fvs-cmp-t td.n:before{content:"– "}
.fvs-cmp-t tr.is-diff th{box-shadow:inset 3px 0 0 var(--hi)}
.only-diff tr.is-same{display:none}
.fvs-cmp-cta td .fvs-btn{margin:0}
body.fvs-noscroll{overflow:hidden}
/* Tarifseite */
.fvs-tarif-head{display:flex;align-items:center;gap:12px;margin-bottom:6px}
/* Antrag */
.fvs-back{margin:0 0 6px;font-size:14px}
.fvs-ap{background:var(--card);border:1px solid var(--line);border-left:5px solid var(--acc);border-radius:var(--r);box-shadow:var(--sh);padding:16px 18px;margin:0 0 18px}
.fvs-ap-head{display:flex;align-items:center;gap:14px;flex-wrap:wrap}
.fvs-ap-head>div:nth-child(2){flex:1 1 180px}
.fvs-ap-name{margin:0;font-size:20px;font-weight:800;color:var(--ink);line-height:1.25}
.fvs-ap-preis{text-align:right;background:var(--acc-l);border-radius:10px;padding:8px 14px;min-width:170px}
.fvs-ap-preis strong{display:block;font-size:28px;line-height:1.1;color:var(--ink)}
.fvs-ap-preis span{font-size:14px;color:var(--muted)}
.fvs-ap-preis small{display:block;font-size:12px;color:var(--muted)}
.fvs-ap-m{margin:14px 0 6px}
.fvs-ap-dl{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:8px 18px;margin:10px 0 0;font-size:14px}
.fvs-ap-dl dt{font-weight:700;color:var(--ink);font-size:13px}.fvs-ap-dl dd{margin:0;color:var(--text)}
.fvs-ap-docs{font-size:14px;margin:12px 0 0}
.fvs-antrag .fvs-as{border:1px solid var(--line);border-radius:12px;padding:12px 16px 14px;margin:0 0 16px;background:#fff}
.fvs-antrag .fvs-as legend{display:flex;align-items:center;gap:10px;font-weight:800;font-size:17px;color:var(--ink);padding:0 6px}
.fvs-antrag .fvs-as>.fvs-note{margin:0 0 10px}
.fvs-antrag label i{color:var(--warn);font-style:normal}.fvs-antrag label em{font-weight:400;color:var(--muted);font-style:normal;font-size:13px}
.fvs-iban{font-family:ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;letter-spacing:.04em}
.fvs-iban-st{font-size:13px;font-weight:600}.fvs-iban-st.ok{color:var(--acc-d)}.fvs-iban-st.bad{color:var(--warn)}
.fvs-antrag .fvs-sepa{background:#F7F9FC;border:1px solid var(--line);border-radius:10px;padding:10px 12px}
.fvs-antrag .fvs-sepa small{display:block;font-weight:400;color:var(--muted);font-size:12.5px;margin-top:4px;line-height:1.45}
.fvs-ap-send{display:flex;flex-wrap:wrap;align-items:center;gap:6px 12px}
.fvs-err:focus{outline:3px solid var(--hi)}
@media(max-width:900px){
 .fvs-vgl-grid{grid-template-columns:1fr}
 .fvs-vgl-filter{position:static;background:var(--card);border:1px solid var(--line);border-radius:var(--r)}
 .fvs-flt[open]{padding-bottom:4px}
}
@media(max-width:640px){
 .fvs-vc-body{grid-template-columns:1fr}
 .fvs-vgl-price{text-align:left;display:flex;align-items:baseline;gap:6px;flex-wrap:wrap}
 .fvs-vgl-price small{width:100%}
 .fvs-vc-det-g{grid-template-columns:1fr}
 .fvs-vc-act{justify-content:flex-start}
 .fvs-cmp{width:100%;margin:0 0 4px}
 .fvs-vc-act .fvs-ad{text-align:left}
 .fvs-logo-box{width:104px;height:46px}
 .fvs-ap-preis{text-align:left;width:100%}
 .fvs-cmp-in{padding:12px}
 .fvs-cmp-modal{padding:8px}
}
[hidden]{display:none!important}.fvs-vgl-filter .fvs-seg-o{flex:0 0 auto!important}
.fvs-antrag .fvs-lt{display:block}.fvs-hint{font-weight:400;color:var(--muted);font-size:13px}
@media(max-width:640px){.fvs-cmp-t tbody th{min-width:92px;max-width:100px;font-size:12px;padding:8px 6px}.fvs-cmp-t th,.fvs-cmp-t td{min-width:140px}.fvs-cmp-t thead th:first-child{min-width:92px}.fvs-cmp-t{min-width:0}.fvs-cmp-top h2{font-size:19px}}
.fvs-cmp-swipe{display:none;font-size:12px;color:var(--muted);margin:0 0 6px}@media(max-width:640px){.fvs-cmp-swipe{display:block}}
@media(max-width:640px){.fvs-cmp-top .fvs-cb{order:3;width:100%}}
/* ---- Modellseite: Vergleichsbox ---- */
.fvs-mv{background:linear-gradient(180deg,#F0FAF6 0,#fff 140px);border:1px solid #BFE3DE;border-radius:16px;box-shadow:var(--sh);padding:18px 18px 12px;margin:6px 0 22px}
.fvs-mv h2{margin:0 0 4px;font-size:22px;line-height:1.25}
.fvs-mv-sub{margin:0 0 14px;color:var(--text);font-size:16px}
.fvs-mv-form{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:12px 18px;align-items:start;background:#fff;border:1px solid var(--line);border-radius:12px;padding:14px}
.fvs-mv-dev{display:flex;flex-direction:column;gap:2px}
.fvs-mv-dev strong{font-size:18px;color:var(--ink)}
.fvs-mv-dev a{font-size:13px}
.fvs-mv-preis{display:flex;flex-direction:column;gap:6px;margin:0}
.fvs-mv-preis input{font:inherit;font-size:18px;font-weight:700;padding:10px 12px;border:1px solid #B5C2D0;border-radius:10px;width:100%}
.fvs-mv-preis small{font-size:12.5px;color:var(--muted);font-weight:400}
.fvs-mv-go{grid-column:1/-1}
.fvs-mv-go .fvs-btn{margin:0;width:100%;max-width:420px}
.fvs-mv-top3{list-style:none;padding:0;margin:14px 0 6px;display:grid;gap:8px}
.fvs-mv-t{display:grid;grid-template-columns:auto minmax(0,1fr) auto auto;gap:12px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:12px;padding:10px 12px}
.fvs-mv-t .fvs-logo-box{width:96px;height:42px}
.fvs-mv-tn{display:flex;flex-direction:column;min-width:0}
.fvs-mv-tn strong{color:var(--ink);font-size:15px;line-height:1.25}
.fvs-mv-tm{font-size:12.5px;color:var(--muted);line-height:1.35}
.fvs-mv-tp{text-align:right;white-space:nowrap}
.fvs-mv-tp strong{display:block;font-size:20px;color:var(--ink);line-height:1.1}
.fvs-mv-tp span{font-size:12px;color:var(--muted)}
.fvs-mv-tc{display:flex;flex-direction:column;align-items:flex-end;gap:2px}
.fvs-mv-tc .fvs-btn{margin:0;white-space:nowrap}
.fvs-mv-det{font-size:12.5px}
.fvs-mv-tc .fvs-ad{text-align:right;margin:0}
.fvs-mv-info{font-size:12px;color:var(--muted);margin:8px 0 0;line-height:1.45}
.fvs-mv-sticky{display:none}
@media(max-width:700px){
 .fvs-mv{padding:14px 12px 10px}
 .fvs-mv h2{font-size:19px}
 .fvs-mv-form{grid-template-columns:1fr}
 .fvs-mv-t{grid-template-columns:auto minmax(0,1fr) auto;grid-template-areas:"l n p" "c c c"}
 .fvs-mv-t .fvs-logo-box{grid-area:l;width:76px;height:38px;padding:4px 6px}
 .fvs-mv-tn{grid-area:n}.fvs-mv-tp{grid-area:p}
 .fvs-mv-tc{grid-area:c;flex-direction:row;align-items:center;justify-content:space-between}
 .fvs-mv-sticky{display:flex;position:fixed;left:10px;right:10px;bottom:10px;z-index:50;background:var(--acc);color:#fff;text-decoration:none;border-radius:12px;padding:11px 16px;justify-content:space-between;align-items:center;box-shadow:0 8px 24px rgba(0,0,0,.25);font-size:15px}
 .fvs-mv-sticky strong{color:#fff}
 body.fvs:has(.fvs-mv-sticky){padding-bottom:70px}
}
/* Filter v3 (Dropdowns) */
.fvs-flt-b{padding:0 14px 14px;display:flex;flex-direction:column;gap:10px}
.fvs-fgrp{margin:6px 0 -2px;font-size:12px;font-weight:800;text-transform:uppercase;letter-spacing:.06em;color:var(--muted)}
.fvs-fsel{display:flex!important;flex-direction:column;gap:4px;margin:0;flex:none!important}
.fvs-fsel .fvs-fld-l{font-size:13px}
.fvs-fsel select,.fvs-fsel input{font:inherit;font-size:14px;font-weight:400;padding:8px 10px;border:1px solid #B5C2D0;border-radius:8px;background:#fff;width:100%;min-width:0}
.fvs-fsel select:focus,.fvs-fsel input:focus{outline:2px solid var(--hi);border-color:var(--acc)}
.fvs-fcount{display:inline-block;background:var(--acc);color:#fff;border-radius:999px;font-size:11px;padding:1px 8px;margin-left:6px;vertical-align:middle}
.fvs-freset{font-size:13px;font-weight:600}
.fvs-vc-vs{margin:2px 0 0;font-size:13px;color:var(--muted)}
.fvs-flash{animation:spvflash .9s}
@keyframes spvflash{0%{background:#D9F7EC}100%{background:#fff}}
@media(max-width:900px){.fvs-flt-b{display:grid;grid-template-columns:1fr 1fr;gap:10px}.fvs-fgrp,.fvs-freset{grid-column:1/-1}}
@media(max-width:420px){.fvs-flt-b{grid-template-columns:1fr}}
.fvs-fsel[hidden],label[hidden]{display:none!important}
/* Gerätebilder */
.fvs-mv-top{display:flex;gap:18px;align-items:center}
.fvs-gb{margin:0 0 10px;flex:0 0 auto;text-align:center}
.fvs-gb-i{display:flex;gap:10px;align-items:flex-end;justify-content:center;height:190px}
.fvs-gb-i img{height:100%;width:auto;max-width:150px;object-fit:contain;filter:drop-shadow(0 6px 10px rgba(14,42,71,.15))}
.fvs-gb figcaption{font-size:11px;color:var(--muted);margin-top:6px;max-width:320px}
@media(max-width:700px){.fvs-mv-top{flex-direction:column;align-items:stretch;gap:6px}.fvs-gb-i{height:150px}.fvs-gb-i img{max-width:120px}}
.fvs-fp-row{display:flex;gap:6px}.fvs-fp-row .fvs-eur-in{flex:1 1 auto}
.fvs-fp-btn{background:var(--ink);color:#fff;border:0;border-radius:8px;padding:0 12px;font:inherit;font-size:13px;font-weight:700;cursor:pointer;white-space:nowrap}
.fvs-fp-btn:hover{background:var(--acc)}
.fvs-np-hint{font-size:12px;color:var(--muted);font-weight:400;line-height:1.4;display:block}
.fvs-fpreis>label{flex:none!important;display:block!important}
/* Zahlenfelder ohne Pfeile */
input[type=number]{-moz-appearance:textfield;appearance:textfield}
input[type=number]::-webkit-outer-spin-button,input[type=number]::-webkit-inner-spin-button{-webkit-appearance:none;margin:0}
/* Modellseite: voller Vergleich */
.fvs-mv-full{background:#fff;padding:18px}
.fvs-mv-full .fvs-vgl-grid{margin-top:8px}
.fvs-mv-full .fvs-mv-info{margin:6px 0 0}
.fvs-np-src{font-size:13px;color:var(--muted);margin:2px 0 0}
@media(max-width:700px){.fvs-mv-full{padding:12px 10px;border-radius:12px}}
/* Versicherbare Schäden */
.fvs-sch{list-style:none;padding:0;margin:0 0 12px;display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:12px}
.fvs-sch li{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:14px 16px;box-shadow:var(--sh);display:flex;flex-direction:column;gap:6px}
.fvs-sch-i{display:inline-flex;width:44px;height:44px;border-radius:12px;background:var(--acc-l);color:var(--acc-d);align-items:center;justify-content:center}
.fvs-sch strong{color:var(--ink);font-size:16px}
.fvs-sch li>span:last-child{font-size:14px;line-height:1.5;color:var(--text)}
.fvs-sch-no{background:#FFF8E8;border:1px solid #F0D9A0;border-radius:10px;padding:10px 14px;font-size:14px}
.fvs-sch-no ul{margin:4px 0 4px;padding-left:20px}.fvs-sch-no span{font-size:12.5px;color:var(--muted)}
.fvs-sch{grid-template-columns:repeat(auto-fit,minmax(190px,1fr))}
.fvs-ws td small{display:block;font-size:11px;color:var(--muted)}.fvs-ws td.fvs-ws-best{background:var(--acc-l);font-weight:700}
/* ===== handyversicherungvergleich.com – Theme (Blau, angelehnt an Mobilfunk-Look; eigene Farbwerte) ===== */
:root{--ink:#0B2B4A;--ink2:#0E4675;--brand:#0971BF;--brand2:#0971BF;--acc2:#FF7304;--paper:#F4F7FA;--card:#FFFFFF;--line:#D7DFEC;--text:#0E1A33;--muted:#56627A;--acc:#0971BF;--acc-d:#075C9C;--acc-l:#E6F1FA;--hi:#FF7304;--warn:#B4540A;--max:1180px;--r:16px;--sh:0 1px 2px rgba(11,43,74,.06),0 8px 24px rgba(11,43,74,.08);--fvs-acc2:#FF7304}
body.fvs{margin:0;background:var(--paper);color:var(--text);font:16.5px/1.62 -apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif}
h1,h2,h3,.fvs-h1{letter-spacing:-.02em;color:var(--ink)}
.fvs-h1{font-size:clamp(28px,4.2vw,42px);line-height:1.12;font-weight:800;margin:.2em 0 .45em}
.fvs-sec h2,.fvs-mv h2{font-size:clamp(22px,2.6vw,28px);line-height:1.2;font-weight:800;margin:0 0 .6em}
.fvs-h3{font-size:19px;margin:18px 0 10px}
a{color:var(--acc-d)}a:hover{color:var(--brand)}
.fvs-kicker{display:inline-block;font-size:13px;font-weight:700;letter-spacing:.04em;text-transform:uppercase;color:var(--brand2);margin:0 0 4px}
.fvs-kicker-l{color:#CFE6FF}
/* Buttons: Pillen */
.fvs-btn{display:inline-flex;align-items:center;justify-content:center;gap:6px;background:var(--acc);color:#fff!important;border:2px solid var(--acc);border-radius:999px;padding:11px 22px;font-weight:700;text-decoration:none;line-height:1.2;cursor:pointer;font-size:16px;transition:background .15s,border-color .15s,transform .05s}
.fvs-btn:hover{background:var(--acc-d);border-color:var(--acc-d)}.fvs-btn:active{transform:translateY(1px)}
.fvs-btn-2{background:#fff;color:var(--acc-d)!important;border-color:var(--acc)}.fvs-btn-2:hover{background:var(--acc-l);color:var(--brand)!important}
.fvs-btn-s{padding:8px 16px;font-size:14.5px}.fvs-btn-l{padding:14px 28px;font-size:17px}
/* Layout */
.fvs-wrap{max-width:var(--max);padding:18px 16px 56px}
.fvs-wrap-full{max-width:none;padding:0 0 56px}
.fvs-wrap-in{max-width:var(--max);margin:0 auto;padding:0 16px}
.fvs-bc{font-size:14px}.fvs-bc a{color:var(--muted)}
.fvs-sec{background:var(--card);border-radius:var(--r);box-shadow:var(--sh);padding:24px 24px 20px;margin:22px 0;border:0}
@media(max-width:600px){.fvs-sec{padding:18px 16px 14px;border-radius:14px}}
.fvs-answer{background:#fff;border:0;border-left:5px solid var(--acc2);border-radius:12px;box-shadow:var(--sh);padding:14px 18px;margin:8px 0 18px;font-size:17.5px}
.fvs-answer p{margin:0}
.fvs-note{color:var(--muted);font-size:14px}
/* Hero (Startseite) */
.fvs-hero{background:linear-gradient(115deg,#06518C 0%,#0971BF 38%,#0971BF 78%,#1E8BDB 100%);color:#fff;position:relative;overflow:hidden;border-radius:0;margin:0;padding:0}
.fvs-hero::after{content:"";position:absolute;right:-120px;top:-160px;width:520px;height:520px;border-radius:50%;background:radial-gradient(circle,rgba(255,115,4,.35),rgba(255,115,4,0) 65%);pointer-events:none}
.fvs-hero-in{max-width:var(--max);margin:0 auto;padding:44px 16px 52px;display:grid;grid-template-columns:1.05fr .95fr;gap:36px;align-items:center;position:relative;z-index:1}
.fvs-hero .fvs-h1{color:#fff;font-size:clamp(30px,4.4vw,46px)}
.fvs-lead{font-size:18.5px;color:#E3EEFF;max-width:40em}
.fvs-hero-ok{list-style:none;padding:0;margin:18px 0 0;display:grid;gap:8px}
.fvs-hero-ok li{padding-left:30px;position:relative;color:#fff;font-weight:600}
.fvs-hero-ok li::before{content:"";position:absolute;left:0;top:3px;width:20px;height:20px;border-radius:50%;background:var(--acc2) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='m5.5 10.3 3 3 6-6.4' fill='none' stroke='%23fff' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/16px no-repeat}
.fvs-hero-form .fvs-tool{background:#fff;color:var(--text);border-radius:22px;box-shadow:0 24px 60px rgba(11,43,74,.35);padding:22px;margin:0;border:0}
.fvs-hero-form .fvs-step-h{color:var(--ink)}
@media(max-width:900px){.fvs-hero-in{grid-template-columns:1fr;padding:28px 16px 32px;gap:22px}}
.fvs-hero-s{border-radius:var(--r);padding:28px 26px;margin:6px 0 20px}
.fvs-hero-s .fvs-h1{color:#fff;margin:.1em 0 .3em}
.fvs-hero-s .fvs-lead{margin:0}
/* USP-Leiste */
.fvs-usp{list-style:none;margin:-26px 0 10px;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:12px;position:relative;z-index:2}
.fvs-usp li{background:#fff;border-radius:14px;box-shadow:var(--sh);padding:14px 16px}
.fvs-usp strong{display:block;color:var(--brand);font-size:16px}.fvs-usp span{color:var(--muted);font-size:14px}
@media(max-width:900px){.fvs-usp{grid-template-columns:1fr 1fr;margin-top:16px}}
/* Modellkarten */
.fvs-mgrid{display:grid;grid-template-columns:repeat(auto-fill,minmax(160px,1fr));gap:12px}
.fvs-mcard{display:flex;flex-direction:column;align-items:center;text-align:center;gap:6px;padding:14px 10px;border:1px solid var(--line);border-radius:14px;text-decoration:none;color:var(--text);background:#fff;transition:box-shadow .15s,border-color .15s}
.fvs-mcard:hover{border-color:var(--acc);box-shadow:var(--sh)}
.fvs-mcard img{height:110px;width:auto;object-fit:contain}
.fvs-mcard-ph{width:56px;height:100px;border:3px solid var(--line);border-radius:12px}
.fvs-mcard strong{font-size:15px;line-height:1.25}.fvs-mcard span{font-size:14px;color:var(--muted)}.fvs-mcard b{color:var(--brand2)}
.fvs-more{margin:14px 0 0}
/* Spartipps */
.fvs-tipps{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:12px;margin:6px 0 4px}
.fvs-tipp{border:1px solid var(--line);border-radius:14px;padding:14px;background:linear-gradient(180deg,#fff,#F7FAFF);display:flex;flex-direction:column;gap:6px;align-items:flex-start}
.fvs-tipp-l{margin:0;font-size:12.5px;font-weight:800;text-transform:uppercase;letter-spacing:.04em;color:var(--brand2)}
.fvs-tipp-t{margin:0;font-weight:700;line-height:1.3}.fvs-tipp-t a{color:var(--ink);text-decoration:none}
.fvs-tipp-p{margin:0 0 6px;color:var(--muted)}.fvs-tipp-p strong{font-size:22px;color:var(--ink)}
.fvs-tipp .fvs-ad{font-size:11.5px;color:var(--muted)}
.fvs-logo-s img{max-height:26px;width:auto}
/* Hersteller- und Anbieterkacheln */
.fvs-brands{display:grid;grid-template-columns:repeat(auto-fill,minmax(200px,1fr));gap:12px}
.fvs-brand,.fvs-acard{display:flex;flex-direction:column;gap:2px;padding:16px;border-radius:14px;background:#fff;box-shadow:var(--sh);text-decoration:none;color:var(--text);border:1px solid transparent}
.fvs-brand:hover,.fvs-acard:hover{border-color:var(--acc)}
.fvs-brand strong{font-size:18px;color:var(--ink)}.fvs-brand span{font-size:14px;color:var(--muted)}
.fvs-alist{display:grid;grid-template-columns:repeat(auto-fill,minmax(250px,1fr));gap:12px}
.fvs-acard{flex-direction:row;align-items:center;gap:12px}.fvs-acard small{display:block;color:var(--muted)}
.fvs-cards-3{grid-template-columns:repeat(auto-fill,minmax(240px,1fr))}
.fvs-card{border-radius:14px;border:1px solid var(--line);background:#fff}
.fvs-card:hover{border-color:var(--acc);box-shadow:var(--sh)}
.fvs-cols{columns:3 220px;padding-left:18px}.fvs-cols li{break-inside:avoid;margin:0 0 4px}
.fvs-chip{border-radius:999px;border:1.5px solid var(--acc);color:var(--acc-d);background:#fff;padding:6px 14px;font-weight:600;text-decoration:none;display:inline-block;margin:0 4px 6px 0}
.fvs-chip:hover,.fvs-chip.is-cur{background:var(--acc);color:#fff}
.fvs-chips span{font-weight:700;margin-right:6px}
/* Logos */
.fvs-logos{display:flex;flex-wrap:wrap;gap:10px;align-items:center;margin:14px 0}
.fvs-logos a{display:block;text-decoration:none}
.fvs-logo-box{background:#fff;border:1px solid var(--line);border-radius:10px}
/* Modellkopf */
.fvs-mhead{display:grid;grid-template-columns:auto 1fr;gap:24px;align-items:start;margin-bottom:6px}
.fvs-gb-s{margin:8px 0 0;max-width:220px}.fvs-gb-s img{max-height:220px;width:auto}
.fvs-gb-s figcaption{font-size:12px}
@media(max-width:700px){.fvs-mhead{grid-template-columns:1fr}.fvs-gb-s{max-width:170px}}
.fvs-kpis{display:grid;grid-template-columns:repeat(auto-fit,minmax(140px,1fr));gap:10px;margin:0 0 6px}
.fvs-kpis div{background:#fff;border-radius:12px;box-shadow:var(--sh);padding:10px 14px}
.fvs-kpis dt{font-size:13px;color:var(--muted)}.fvs-kpis dd{margin:0;font-size:21px;font-weight:800;color:var(--ink)}
.fvs-mv{background:#fff;border-radius:var(--r);box-shadow:var(--sh);padding:22px;margin:20px 0;border-top:5px solid var(--brand2)}
@media(max-width:600px){.fvs-mv{padding:16px 12px}}
/* Tabellen */
.fvs-table th[scope=col]{background:var(--brand);color:#fff}
.fvs-table td small{display:block;color:var(--muted);font-size:12.5px;font-weight:500}
/* Schritte */
.fvs-steps{counter-reset:s;list-style:none;padding:0;display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.fvs-steps li{counter-increment:s;position:relative;padding:44px 16px 14px;border-radius:14px;background:var(--acc-l)}
.fvs-steps li::before{content:counter(s);position:absolute;left:16px;top:12px;width:26px;height:26px;border-radius:50%;background:var(--brand2);color:#fff;font-weight:800;display:flex;align-items:center;justify-content:center}
.fvs-steps strong{display:block;color:var(--ink)}.fvs-steps span{color:var(--muted);font-size:15px}
@media(max-width:800px){.fvs-steps{grid-template-columns:1fr}}
/* Alt-Texte (Testumgebung) */
.fvs-legacy-test{outline:2px dashed #E3A008;outline-offset:-2px}
.fvs-legacy-flag{display:inline-block;background:#FFF4D6;color:#7A4B00;font-size:13px;font-weight:700;border-radius:999px;padding:4px 12px;margin:0 0 10px}
.fvs-legacy .fvs-content h2{font-size:21px}
/* Sticky-Leiste mobil */
.fvs-sticky{position:fixed;left:12px;right:12px;bottom:12px;z-index:40;display:none;justify-content:space-between;align-items:center;background:var(--brand);color:#fff;border-radius:999px;padding:12px 20px;text-decoration:none;box-shadow:0 10px 30px rgba(11,43,74,.35)}
.fvs-sticky strong{color:#fff}
@media(max-width:800px){.fvs-sticky{display:flex}}
/* CTA */
.fvs-cta{background:linear-gradient(110deg,#0971BF,#0971BF);color:#fff;border-radius:var(--r);padding:22px 24px;display:flex;flex-wrap:wrap;gap:14px;align-items:center;justify-content:space-between;margin:22px 0}
.fvs-cta p{margin:0;font-size:18px;font-weight:700;color:#fff}
.fvs-cta .fvs-btn{background:#fff;border-color:#fff;color:var(--brand)!important}.fvs-cta .fvs-btn-2{background:transparent;color:#fff!important;border-color:#fff}
/* Footer */
.fvs-footer{background:#0B2B4A;color:#C9D6E3;margin-top:30px}
.fvs-fwrap{max-width:var(--max);padding:40px 16px 20px;display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:28px}
.fvs-footer strong{color:#fff}.fvs-footer a{color:#C9D6E3;display:block;text-decoration:none;padding:3px 0}.fvs-footer a:hover{color:#fff}
.fvs-fabout p{font-size:14px;line-height:1.6}
.fvs-logo-f{display:inline-flex!important;margin-bottom:8px}
.fvs-copy{max-width:var(--max);margin:0 auto;padding:14px 16px 26px;border-top:1px solid rgba(255,255,255,.12);font-size:13px;color:#93A6D3}
.fvs-copy a{display:inline;color:#93A6D3}
@media(max-width:800px){.fvs-fwrap{grid-template-columns:1fr 1fr}.fvs-fabout{grid-column:1/-1}}
/* Formular-Feinschliff */
.fvs-tool{border-radius:var(--r)}
.fvs-step-n{background:var(--brand2)}
.fvs-seg-o input:checked+span{background:var(--brand2);border-color:var(--brand2);color:#fff}
.fvs-vc{border-radius:14px}
.fvs-badge{background:var(--acc-l);color:var(--brand)}.fvs-badge-2{background:#E4F6FD;color:#05607F}
.fvs-vgl-price strong{color:var(--ink)}
.fvs-faq details{border-radius:12px}
.fvs-faq summary{font-weight:700;color:var(--ink)}
.fvs-vgl-go .fvs-btn,.fvs-btn-l{background:var(--brand2);border-color:var(--brand2)}
.fvs-vgl-go .fvs-btn:hover{background:var(--brand);border-color:var(--brand)}
/* ===== Kopfbereich v2: Megamenü ===== */
.fvs-header{position:sticky;top:0;z-index:60;color:#fff;background:linear-gradient(100deg,#065A99 0%,#0971BF 45%,#1784D1 100%);box-shadow:0 2px 14px rgba(11,43,74,.25)}
.fvs-hwrap{max-width:1280px;margin:0 auto;padding:0 20px;min-height:84px;display:flex;align-items:stretch;gap:24px}
.fvs-logo{display:flex;align-items:center;gap:10px;color:#fff;text-decoration:none;white-space:nowrap;align-self:center}
.fvs-logo:hover{color:#fff}
.fvs-logo-mark{width:42px;height:42px;color:#fff;display:block;flex:none}
.fvs-logo-t{display:flex;flex-direction:column;line-height:1.1}
.fvs-logo-w{font-size:21px;font-weight:700;letter-spacing:-.015em}
.fvs-logo-w b{font-weight:800;color:#fff}.fvs-logo-w em{font-style:normal;font-weight:600;color:#FFC08F}
.fvs-logo-since{align-self:flex-start;margin-top:5px;font-size:11.5px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;color:#065A99;background:#FF7304;border-radius:999px;padding:3px 9px}
.fvs-footer .fvs-logo-w{font-size:19px}
.fvs-nav{display:flex;align-items:stretch;gap:2px;margin-left:auto}
.fvs-mm{display:flex;align-items:stretch}
.fvs-mm-t{display:flex;align-items:center;gap:8px;background:none;border:0;color:#fff;font:inherit;font-size:17px;font-weight:700;padding:0 16px;cursor:pointer;position:relative}
.fvs-mm-t::after{content:"";position:absolute;left:16px;right:16px;bottom:0;height:4px;border-radius:4px 4px 0 0;background:#FF7304;transform:scaleX(0);transition:transform .15s}
.fvs-mm:hover .fvs-mm-t::after,.fvs-mm.open .fvs-mm-t::after{transform:scaleX(1)}
.fvs-mm-c{width:8px;height:8px;border-right:2px solid currentColor;border-bottom:2px solid currentColor;transform:rotate(45deg) translateY(-3px);transition:transform .15s}
.fvs-mm.open .fvs-mm-c{transform:rotate(-135deg) translateY(-1px)}
.fvs-mm-p{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;color:var(--text);box-shadow:0 24px 50px rgba(11,43,74,.22);border-top:1px solid var(--line)}
.fvs-mm.open .fvs-mm-p{display:block}
.fvs-mm-in{max-width:1280px;margin:0 auto;padding:28px 20px 30px;display:grid;grid-template-columns:1fr 300px;gap:32px}
.fvs-mm-cols{display:grid;grid-template-columns:repeat(auto-fit,minmax(190px,1fr));gap:8px 28px}
.fvs-mm-h{margin:0 0 8px;min-height:18px;font-size:12.5px;font-weight:800;letter-spacing:.06em;text-transform:uppercase;color:var(--brand2)}
.fvs-mm-col a{display:flex;justify-content:space-between;align-items:baseline;gap:10px;color:var(--text);text-decoration:none;padding:7px 10px;margin:0 -10px;border-radius:10px;font-size:15.5px;font-weight:600}
.fvs-mm-col a small{font-size:13px;font-weight:600;color:var(--muted);white-space:nowrap}
.fvs-mm-col a:hover{background:var(--acc-l);color:var(--brand)}.fvs-mm-col a:hover small{color:var(--brand2)}
.fvs-mm-col a.fvs-mm-all{display:inline-flex;margin-top:6px;color:var(--acc-d);font-weight:800}
.fvs-mm-col a.fvs-mm-all::after{content:"→";margin-left:6px}
.fvs-mm-teaser{background:linear-gradient(150deg,#0971BF,#0971BF);color:#DCEBFF;border-radius:18px;padding:22px;display:flex;flex-direction:column;align-items:flex-start;gap:6px}
.fvs-mm-teaser p{margin:0;font-size:14.5px;line-height:1.45}
.fvs-mm-k{font-size:12px!important;font-weight:800;letter-spacing:.06em;text-transform:uppercase;color:#FFC08F}
.fvs-mm-big{font-size:22px!important;font-weight:800;color:#fff;line-height:1.2!important}.fvs-mm-big b{color:#fff}
.fvs-mm-teaser img{height:110px;width:auto;margin:4px 0}
.fvs-mm-teaser .fvs-btn{margin-top:auto;background:#fff;border-color:#fff;color:var(--brand)!important}
.fvs-mm-teaser .fvs-btn:hover{background:#FFF1E6}
.fvs-nav-cta{align-self:center;margin-left:14px;background:#fff;color:var(--brand)!important;font-weight:800;font-size:16px;padding:12px 22px;border-radius:999px;text-decoration:none;white-space:nowrap}
.fvs-nav-cta:hover{background:#FFF1E6}
.fvs-navbtn{display:none;align-self:center;align-items:center;gap:8px;margin-left:auto;background:rgba(255,255,255,.14);color:#fff;border:0;border-radius:999px;padding:10px 16px;font:inherit;font-weight:700;cursor:pointer}
.fvs-burger,.fvs-burger::before,.fvs-burger::after{display:block;width:18px;height:2px;background:#fff;border-radius:2px;position:relative}
.fvs-burger::before,.fvs-burger::after{content:"";position:absolute;left:0}.fvs-burger::before{top:-6px}.fvs-burger::after{top:6px}
@media(max-width:1240px){.fvs-mm-t{padding:0 11px;font-size:16px}.fvs-logo-w{font-size:19px}.fvs-nav-cta{padding:11px 16px}}
@media(max-width:1100px){
 .fvs-hwrap{flex-wrap:wrap;min-height:70px;padding:0 14px;gap:10px}
 .fvs-navbtn{display:inline-flex}
 .fvs-nav{display:none;width:100%;flex-direction:column;align-items:stretch;margin:0 0 12px;gap:0}
 .fvs-nav.open{display:flex}
 .fvs-mm{flex-direction:column;border-top:1px solid rgba(255,255,255,.15)}
 .fvs-mm-t{justify-content:space-between;padding:15px 4px;font-size:17px}
 .fvs-mm-t::after{display:none}
 .fvs-mm-p{position:static;box-shadow:none;border:0;border-radius:14px;margin:0 0 10px}
 .fvs-mm-in{grid-template-columns:1fr;padding:14px;gap:16px}
 .fvs-mm-cols{grid-template-columns:1fr 1fr;gap:4px 16px}
 .fvs-mm-teaser{display:none}
 .fvs-nav-cta{margin:12px 0 0;text-align:center}
}
@media(max-width:560px){
 .fvs-logo-mark{width:34px;height:34px}.fvs-logo-w{font-size:16px}.fvs-logo-since{font-size:10px;padding:2px 7px;margin-top:3px}
 .fvs-navbtn span:last-child{position:absolute;left:-9999px}.fvs-navbtn{padding:12px}
 .fvs-mm-cols{grid-template-columns:1fr}
}
@media(max-width:380px){.fvs-logo-w{font-size:14.5px}.fvs-logo{gap:6px}}
@media(max-width:1100px){.fvs-nav.open{max-height:calc(100vh - 70px);max-height:calc(100dvh - 70px);overflow-y:auto;overscroll-behavior:contain}}
.fvs-nav-tel{display:flex;align-items:center;gap:8px;color:#fff;text-decoration:none;padding:0 12px;margin-left:6px;white-space:nowrap}
.fvs-nav-tel svg{color:#FF7304}.fvs-nav-tel span{display:flex;flex-direction:column;line-height:1.15;font-weight:800;font-size:15px}
.fvs-nav-tel small{font-size:11.5px;font-weight:700;color:#FFC08F;text-transform:uppercase;letter-spacing:.05em}
.fvs-nav-tel:hover{color:#fff}.fvs-nav-tel:hover span{text-decoration:underline}
.fvs-mm-teaser .fvs-logo-box{margin:6px 0}
@media(max-width:1240px){.fvs-nav-tel{padding:0 6px}.fvs-nav-tel small{display:none}}
@media(max-width:1100px){.fvs-nav-tel{padding:14px 4px;border-top:1px solid rgba(255,255,255,.15);margin:0}.fvs-nav-tel small{display:block}}
/* ===== Inhalte v0.2 ===== */
.fvs-mlogo{display:block;height:26px;width:auto;max-width:120px;object-fit:contain}
.fvs-mlogo-head{height:30px;margin:0 0 8px}
.fvs-brand .fvs-mlogo{height:30px;margin-bottom:8px}
.fvs-linkblock{background:#fff;border-radius:var(--r);box-shadow:var(--sh);padding:20px 24px;margin:22px 0;border-left:5px solid var(--brand2)}
.fvs-lb-h{margin:0 0 10px;font-weight:800;font-size:19px;color:var(--ink)}
.fvs-linkblock ul{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(auto-fill,minmax(260px,1fr));gap:6px 22px}
.fvs-linkblock li{display:flex;justify-content:space-between;gap:10px;align-items:baseline;border-bottom:1px solid var(--line);padding:7px 0}
.fvs-linkblock a{font-weight:700;text-decoration:none;color:var(--acc-d)}.fvs-linkblock a:hover{text-decoration:underline}
.fvs-linkblock li span{font-size:13px;color:var(--muted);white-space:nowrap}
.fvs-check{list-style:none;padding:0;margin:0;display:grid;gap:10px}
.fvs-check li{position:relative;padding-left:32px}
.fvs-check li::before{content:"";position:absolute;left:0;top:2px;width:22px;height:22px;border-radius:50%;background:var(--acc-l) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='m5.5 10.3 3 3 6-6.4' fill='none' stroke='%231F5BE0' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/16px no-repeat}
.fvs-procon{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.fvs-pc-h{margin:0 0 6px;font-weight:800;color:var(--ink)}
.fvs-pc{list-style:none;margin:0;padding:0;display:grid;gap:8px}
.fvs-pc li{position:relative;padding:8px 12px 8px 36px;border-radius:10px}
.fvs-pc-plus li{background:#EAF7F0}.fvs-pc-minus li{background:#FDF0EC}
.fvs-pc li::before{position:absolute;left:12px;top:7px;font-weight:900}
.fvs-pc-plus li::before{content:"+";color:#0B7A4B}.fvs-pc-minus li::before{content:"–";color:#B4380A}
@media(max-width:700px){.fvs-procon{grid-template-columns:1fr}}
.fvs-archiv{border-top:4px solid #C9D3E6}
.fvs-archiv h2{font-size:20px}
.fvs-hl th,.fvs-hl td{background:var(--acc-l)}
.fvs-content table{margin:8px 0 14px}
.fvs-brands-s{grid-template-columns:repeat(auto-fill,minmax(170px,1fr))}
.fvs-brands-s .fvs-brand{box-shadow:none;border:1px solid var(--line);align-items:flex-start}
.fvs-brands-s .fvs-brand strong{font-size:15.5px}
.fvs-table td small{white-space:normal}.fvs-table td,.fvs-table th{white-space:normal}
.fvs-bw{background:#fff;border-radius:var(--r);box-shadow:var(--sh);padding:16px 20px;margin:0 0 18px}
.fvs-bw-h{margin:0 0 10px;font-weight:800;color:var(--ink)}
.fvs-bw dl{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin:0}
.fvs-bw dl>div{background:var(--acc-l);border-radius:12px;padding:10px 14px}
.fvs-bw dt{font-size:12.5px;font-weight:800;text-transform:uppercase;letter-spacing:.04em;color:var(--brand2)}
.fvs-bw dd{margin:2px 0;font-size:24px;font-weight:800;color:var(--ink)}.fvs-bw dd small{font-size:14px;font-weight:600;color:var(--muted)}
.fvs-bw span{font-size:13.5px;color:var(--muted)}
.fvs-bw-n{margin:10px 0 0;font-size:13px;color:var(--muted)}
@media(max-width:700px){.fvs-bw dl{grid-template-columns:1fr}}
/* ---- fahrradversicherung.de: Kopf hell mit Logo, Orange als Handlungsfarbe ---- */
:root{--brand:#0971BF;--brand2:#0971BF;--acc:#0971BF;--acc-d:#075C9C;--acc-l:#E6F1FA;--cta:#FF7304;--cta-d:#E35F00;--hi:#FF7304;--ink:#0B2B4A;--paper:#F4F7FA;--grey:#727272}
body.fvs{font-family:"Segoe UI",-apple-system,BlinkMacSystemFont,Roboto,"Helvetica Neue",Arial,sans-serif}
.fvs-btn{background:var(--cta);border-color:var(--cta);color:#fff!important}
.fvs-btn:hover{background:var(--cta-d);border-color:var(--cta-d);color:#fff!important}
.fvs-btn-2,.fvs-btn.fvs-btn-2{background:#fff;color:var(--acc-d)!important;border-color:var(--acc)}
.fvs-btn-2:hover,.fvs-btn.fvs-btn-2:hover{background:var(--acc-l);color:var(--acc-d)!important;border-color:var(--acc)}
.fvs-preview{background:#FFF1E6;color:#7A3500;text-align:center;font-size:14px;font-weight:700;padding:6px 12px;border-bottom:1px solid #FFC08F}
.fvs-header{background:#fff;color:var(--ink);box-shadow:0 1px 0 #E3E9F0,0 6px 18px rgba(11,43,74,.06)}
.fvs-hwrap{min-height:84px}
.fvs-logo{color:var(--ink)}
.fvs-logo img{display:block;width:300px;height:auto;max-width:56vw}
.fvs-mm-t{color:var(--ink)!important}
.fvs-mm-t:hover,.fvs-mm.open .fvs-mm-t{color:var(--brand)!important;background:transparent!important}
.fvs-mm-c{border-color:currentColor!important}
.fvs-nav-l{align-self:center;color:var(--ink);font-weight:700;text-decoration:none;padding:0 12px;font-size:16px;white-space:nowrap}
.fvs-nav-l:hover{color:var(--brand)}
.fvs-nav-cta{background:var(--cta)!important;color:#fff!important}
.fvs-nav-cta:hover{background:var(--cta-d)!important}
.fvs-navbtn{color:var(--ink)!important;border-color:#D7DFEC!important}
.fvs-burger,.fvs-burger:before,.fvs-burger:after{background:var(--ink)!important}
@media(max-width:1100px){.fvs-nav-l{padding:12px 4px}.fvs-logo img{width:230px}}
.fvs-mm-k{color:var(--cta-d)}
.fvs-hero{background:linear-gradient(115deg,#06518C 0%,#0971BF 55%,#1E8BDB 100%)}
.fvs-hero .fvs-kicker{color:#FFC08F}
.fvs-hero-ok li::before{background-color:var(--cta)}
.fvs-tool-h{font-size:19px;font-weight:800;color:var(--ink);margin:0 0 12px}
.fvs-footer{background:#0B2B4A}
.fvs-flogo{margin:0 0 10px}.fvs-flogo img{width:240px;height:auto;display:block}
.fvs-footer .fvs-fabout a{display:inline}
/* Anbieter-Kürzel statt fremder Logos */
.fvs-abadge{display:inline-flex;align-items:center;justify-content:center;width:52px;height:52px;border-radius:14px;background:var(--acc-l);color:var(--acc-d);font-weight:800;font-size:18px;letter-spacing:.02em;flex:none;border:1px solid #CFE2F3}
.fvs-tarif-head{display:flex;align-items:center;gap:12px}
.fvs-vc-head{display:flex;gap:14px;align-items:flex-start}
.fvs-vc-t h3{margin:0}
.fvs-vgl-anb{margin:0;font-size:13px;color:var(--muted);font-weight:700;text-transform:uppercase;letter-spacing:.04em}
.fvs-vc-vs{margin:2px 0 0;font-size:13px;color:var(--muted)}
.fvs-badge{background:#FFF1E6!important;color:#A54300!important;border:1px solid #FFC08F}
.fvs-badge-2{background:var(--acc-l)!important;color:var(--acc-d)!important;border:1px solid #CFE2F3}
.fvs-ad{display:block;font-size:12px;color:var(--muted);margin-top:2px}
.fvs-erstinfo{background:#fff;border:1px solid var(--line);border-left:5px solid var(--brand);border-radius:12px;padding:12px 16px;margin:0 0 18px;font-size:14.5px}
.fvs-erstinfo p{margin:0}
.fvs-tcap{font-weight:800;margin:14px 0 6px;color:var(--ink)}
.fvs-bsp td small{display:block;font-size:12.5px;color:var(--muted)}
.fvs-ohne{background:#fff;border:1px solid var(--line);border-radius:16px;padding:16px 18px;margin:18px 0}
.fvs-ohne h3{margin:0 0 4px;font-size:18px}
.fvs-ohne-l{list-style:none;margin:10px 0 0;padding:0;display:grid;gap:10px}
.fvs-ohne-l li{display:flex;justify-content:space-between;align-items:center;gap:12px;border-top:1px solid var(--line);padding-top:10px;flex-wrap:wrap}
.fvs-ohne-l small{display:block;color:var(--muted);font-size:13.5px}
.fvs-ohne-l .fvs-btn{margin:0}
.fvs-band{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.fvs-band>div{background:#fff;border:1px solid var(--line);border-radius:18px;padding:22px;box-shadow:var(--sh)}
.fvs-band>div:first-child{border-top:5px solid var(--cta)}
.fvs-band>div:last-child{border-top:5px solid var(--brand)}
.fvs-band h2{font-size:22px!important}
@media(max-width:760px){.fvs-band{grid-template-columns:1fr}}
.fvs-facts{display:grid;grid-template-columns:repeat(auto-fit,minmax(210px,1fr));gap:12px}
.fvs-fact{background:#fff;border:1px solid var(--line);border-radius:14px;padding:16px}
.fvs-fact strong{display:block;font-size:28px;line-height:1.1;color:var(--brand);font-weight:800}
.fvs-fact span{display:block;margin:6px 0;font-weight:600;color:var(--ink)}
.fvs-fact small{color:var(--muted);font-size:12.5px}
.fvs-steps{list-style:none;counter-reset:s;padding:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:14px}
.fvs-steps li{counter-increment:s;background:#fff;border:1px solid var(--line);border-radius:16px;padding:18px 18px 18px 64px;position:relative}
.fvs-steps li::before{content:counter(s);position:absolute;left:18px;top:16px;width:32px;height:32px;border-radius:50%;background:var(--cta);color:#fff;font-weight:800;display:flex;align-items:center;justify-content:center}
.fvs-steps strong{display:block;color:var(--ink)}.fvs-steps span{color:var(--muted);font-size:15px}
.fvs-howto{list-style:none;counter-reset:h;padding:0;margin:0 0 24px;display:grid;gap:10px}
.fvs-howto li{counter-increment:h;background:#fff;border:1px solid var(--line);border-radius:14px;padding:14px 16px 14px 60px;position:relative}
.fvs-howto li::before{content:counter(h);position:absolute;left:16px;top:14px;width:30px;height:30px;border-radius:50%;background:var(--brand);color:#fff;font-weight:800;display:flex;align-items:center;justify-content:center}
.fvs-howto strong{display:block;color:var(--ink)}.fvs-howto span{display:block}
.fvs-gl dl{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:10px;margin:0}
.fvs-gl dl>div{background:#fff;border:1px solid var(--line);border-radius:12px;padding:12px 14px}
.fvs-gl dt{font-weight:800}.fvs-gl dd{margin:4px 0 0;color:var(--muted);font-size:14.5px}
.fvs-az{display:flex;flex-wrap:wrap;gap:6px}.fvs-az a{display:inline-flex;width:34px;height:34px;align-items:center;justify-content:center;border-radius:8px;background:#fff;border:1px solid var(--line);font-weight:800;text-decoration:none}
.fvs-example{background:#FFF8F2;border:1px solid #FFD9BC;border-radius:14px;padding:14px 16px;margin:18px 0}
.fvs-ex-h{font-weight:800;color:#A54300;margin:0 0 4px}.fvs-example p{margin:0}
.fvs-abs{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:14px;margin:18px 0}
.fvs-abs-c{background:#fff;border:1px solid var(--line);border-radius:16px;padding:16px}
.fvs-abs-c h2{font-size:20px!important;margin:0 0 6px}
.fvs-linkblock{background:#fff;border:1px solid var(--line);border-radius:14px;padding:14px 18px;margin:26px 0}
.fvs-lb-h{font-weight:800;margin:0 0 6px;color:var(--ink)}
.fvs-linkblock ul{margin:0;padding:0 0 0 18px;columns:2;column-gap:28px}
.fvs-linkblock li{break-inside:avoid;margin:3px 0}
@media(max-width:640px){.fvs-linkblock ul{columns:1}}
.fvs-legal .fvs-content{background:#fff;border:1px solid var(--line);border-radius:14px;padding:20px}
.fvs-cards-4{grid-template-columns:repeat(auto-fill,minmax(200px,1fr))}
.fvs-hl th,.fvs-hl td{background:#FFF1E6!important}
.fvs-schloss-f{margin:0 0 18px}
.fvs-back{margin:0 0 6px}
.fvs-vgl-cta-top{margin:10px 0 6px}
.fvs-fld{display:block;margin:0 0 12px}
.fvs-step{margin:0 0 6px}
.fvs-tool input[type=number],.fvs-tool input[type=text],.fvs-tool input[type=email],.fvs-tool input[type=tel],.fvs-tool input[type=date],.fvs-tool select{min-height:46px;font:inherit;font-size:16px;padding:10px 12px;border:1px solid #B5C2D0;border-radius:10px;background:#fff;width:100%}
.fvs-tool .fvs-eur-in input{padding-right:40px}
.fvs-fsel .fvs-eur-in input{min-height:38px}
/* Marken und Modelle */
.fvs-mgrid{display:grid;grid-template-columns:repeat(auto-fill,minmax(200px,1fr));gap:12px;margin:18px 0}
.fvs-mcard{display:flex;flex-direction:column;gap:6px;background:#fff;border:1px solid var(--line);border-radius:14px;padding:14px;text-decoration:none;color:var(--ink)}
.fvs-mcard:hover{border-color:var(--brand);box-shadow:var(--sh)}
.fvs-mcard span:last-child{font-size:13px;color:var(--muted)}
.fvs-mlogo{display:flex;align-items:center;height:44px}.fvs-mlogo img{max-height:40px;max-width:150px;width:auto;height:auto;object-fit:contain}
.fvs-mlogo-t{font-weight:800;font-size:18px;color:var(--brand);letter-spacing:.01em}
.fvs-mhead{display:flex;align-items:center;gap:16px;flex-wrap:wrap}.fvs-mhead .fvs-mlogo-l{height:70px}.fvs-mhead .fvs-mlogo-l img{max-height:64px;max-width:200px}
.fvs-mhead .fvs-mlogo-s img{max-height:36px;max-width:120px}
.fvs-mbild img{max-height:360px;width:auto;margin:0 auto;display:block}
.fvs-einordnung{background:#fff;border:1px solid var(--line);border-radius:14px;padding:14px 18px;margin:0 0 18px}.fvs-einordnung p{margin:0}